Like many younger homeowners, you might be carrying a lot of debt. Debt isn’t always a bad thing – as long as you can make payments and your debt has helped you build a career (through student loans) or accumulate wealth (through a mortgage), debt can be positive. However, buying a new home comes with many other expenses, including furniture,…

You see your teen in the morning before school, and they look like they will pass out into their bowl of cereal. It seems that they are exhausted and irritable every weekday, and they stay in bed for most of the weekend. If you are wondering why your teenager is so tired, here are three possibilities that you should consider.…

‘Tis the season for giving, for family and for good cheer. Unfortunately, ‘tis also the season for shovelling snow. The reality for many North American homeowners is that winter is a time of endless tidying – you shovel your walkways, driveway and sidewalk only to be hit tomorrow with a fresh dump of snow. And not only is it a…